If we could show you how your choices today affect your financial future,

Imagine The Advantage You Would Have.

Tax Planning

Wealth Management

Estate Planning

Specialty Services
Tax-Planning-Video

Tax Planning

Redefining expectations with your taxes.

Income tax planning can play a pivotal role in the long-term results of your retirement plan. Many people don’t mind paying taxes, they just don’t want to pay anymore than they have to. That’s why we encourage you to look at your future tax liability during your retirement years and see where you may be vulnerable to paying unnecessary taxes.

Our tax planning process gives you the clarity to:

  • Identify your tax buckets to begin the tax planning process
  • Develop a tax-efficient withdrawal strategy to meet your retirement income needs and to help avoid a move into a higher tax bracket
  • Monitor your investment choices and tax strategy as they move in correlation to help produce superior results over time
Tax-Planning-Video

Tax Planning

Redefining expectations with your taxes.

Income tax planning can play a pivotal role in the long-term results of your retirement plan. Many people don’t mind paying taxes, they just don’t want to pay anymore than they have to. That’s why we encourage you to look at your future tax liability during your retirement years and see where you may be vulnerable to paying unnecessary taxes.

Our tax planning process gives you the clarity to:

  • Identify your tax buckets to begin the tax planning process
  • Develop a tax-efficient withdrawal strategy to meet your retirement income needs and to help avoid a move into a higher tax bracket
  • Monitor your investment choices and tax strategy as they move in correlation to help produce superior results over time

Wealth Management

Building wealth and confidence in retirement.

As your wealth grows, things don’t get simpler…it can get more complex. The more we have, the more we may be exposed to losing. Because of the long-term nature of retirement, you need to have confidence that your portfolio is ready to weather even the worst of days.

To help find the right investment strategy, we:

  • Employ an active ‘risk-first’ approach that gives you the ability for upside potential
  • Become strategic to mitigate significant market drawdowns to help smooth market volatility
  • Compliment your investment strategy within your overall retirement plan
  • Provide low-cost investment strategies helping you keep more of your hard earned money
Wealth-Management-Video
Wealth-Management-Video

Wealth Management

Building wealth and confidence in retirement.

As your wealth grows, things don’t get simpler…it can get more complex. The more we have, the more we may be exposed to losing. Because of the long-term nature of retirement, you need to have confidence that your portfolio is ready to weather even the worst of days.

To help find the right investment strategy, we:

  • Employ an active ‘risk-first’ approach that gives you the ability for upside potential
  • Become strategic to mitigate significant market drawdowns to help smooth market volatility
  • Compliment your investment strategy within your overall retirement plan
  • Provide low-cost investment strategies helping you keep more of your hard earned money
Estate-Planning-Video

Estate Planning

Providing a legacy the way you want it.

Estate planning can be an emotionally and financially complex task. It’s important to have plan in place to make sure the assets you’ve worked hard to accumulate during your lifetime, go to the people or organizations you care about.

It’s critical to take the correct steps necessary to conserve your estate how you truly wish to have it handled, as opposed to accordance to state laws after you are gone.

When designing an effective estate plan, we:

  • Educate you on common estate planning strategies
  • Provide the resources to help you determine which plan best suits your estate
  • Design a plan on how your estate is distributed in the manner in which you intend
  • Review the importance of designating beneficiaries and selecting fiduciaries
Estate-Planning-Video

Estate Planning

Providing a legacy the way you want it.

Estate planning can be an emotionally and financially complex task. It’s important to have plan in place to make sure the assets you’ve worked hard to accumulate during lifetime, go the people or organizations you care about.

It’s critical to take the correct steps necessary to conserve your estate how you truly wish to have it handled, as opposed to accordance to state laws after you are gone.

When designing an effective estate plan, we:

  • Educate you on common estate planning strategies
  • Provide the resources to help you determine which plan that best suits your estate
  • Design a plan on how your estate is distributed in the manner in which you intended
  • Review the importance of designating beneficiaries and selecting fiduciaries

Specialty Services

Social-Security-Planning-Icon

Social Security Planning

Deciding when to take your Social Security benefit is not a cookie-cutter decision. It’s one of the most important financial decisions you are going to make in retirement, and when deciding to take your benefit may become an irrevocable decision.

We’ll help you explore your claiming options by:

  • Reviewing the ‘best kept secret’ with Social Security and the tax benefits you may receive
  • Provide different claiming options that may fit within your overall retirement strategy
  • Providing a personalized analysis that will give you guidance to this important financial decision

Federal Benefits

Being educated on your benefits is the first step to making an informed decision. Your benefits can be complicated, so you may not realize everything that is available to you while you are employed and how to maximize your benefits when you retire.

We’ll review your specific retirement system by covering:

  • How to calculate and leverage your annuity before you retire
  • How your insurance works and what to do before you retire
  • When you should retire based on your years of service
  • How to help maximize your Thrift Savings Plan

Medicare 101

There are many decisions you’ll be making in retirement. But there is one decision we can’t afford not to make, and that’s health insurance. That’s why Medicare plays a valuable role in retirement but can come with more questions than answers.

We’ll review:

  • How Medicare works
  • How much it can cost
  • The different plans to choose from
  • What’s covered and not covered
  • How to break down this important decision to make it simple to understand